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{ 2009 07 29 }

Common Bankruptcy Question Articles

  • Changes to the Bankruptcy Code Under BAPCPA
    The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) represented the most sweeping change to the Bankruptcy Code since the modern bankruptcy code was enacted in 1978. It was roundly criticized and opposed by the bench and bar, consumer advocates, and legal commentators, but a potent lobby by creditors, led by credit card banks were able to convince the Congress to enact the significant amendments which were viewed as largely business friendly changes to the law.
  • The Process of Filing For Bankruptcy
    The procedural aspects of the bankruptcy process are governed by the Federal Rules of Bankruptcy Procedure and local rules of each bankruptcy court. The Bankruptcy Code, Federal Rules of Bankruptcy Procedure, and local rules set forth the formal legal procedures for proceeding through a bankruptcy case from start to finish.
  • Can I File For Bankruptcy Again?
    Yes. A person can file for bankruptcy more than once, but you may have to wait a particular amount of time since the last time you filed for bankruptcy in order to obtain a discharge of your current or newly incurred debts.
  • Remedies For Attempt to Collect Debts Included in Bankruptcy
    One of the most important benefits of filing for bankruptcy is that it will stop collection calls, letters, and other activities by debt collectors. This includes garnishments, lawsuits, and repossessions. When creditors or collectors do not cease collection efforts, consumers may be able to seek additional recourse in court. This article discusses some of the key protections for debtors who are being harassed over bills included in bankruptcy.
  • Protecting Yourself From Identity Theft
    Information on how to deal with the fallout after you’ve become and ID theft victim. Includes addresses for obtaining a free annual credit report, how to report ID theft, and how to dispute false credit reports.
  • How to Dispute False Credit Reports After Bankruptcy
    Bankruptcy is supposed to give consumers a fresh start. In a Chapter 7 bankruptcy, the Court may discharge some or all of a consumer’s debts. Consequently, the way creditors report the account to the credit reporting agencies must change as well.
  • How to Dispute False, Inaccurate, Or Obsolete Information in Credit Reports
    Under the Fair Credit Reporting Act, consumers have the right to dispute false information in their credit reports. Under ordinary circumstances, credit reporting agencies and creditors are required to conduct an investigation in response to such a dispute.
Posted by Baxter & Baxter, LLP on Wednesday, July 29, 2009, at 9:45 am. Filed under Uncategorized. Follow any responses to this post with its comments RSS feed. You can post a comment or trackback from your blog.

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